Why Middle-Class Wealth Is Shrinking and How to Fix It

Discover the factors impacting middle-class families and solutions for building lasting economic security.

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8%

of total U.S. household wealth is held by the middle class as of Q3 2024. This equals about $12.8 trillion and reflects a declining share over the past few decades.

$480k

is the average net worth of middle-class households in Q3 2024. While improved since 2008, this is still far below the net worth of top earners.

51%

of Americans were classified as middle-income in 2022. The size of the middle class has been shrinking slowly over time.

2.4%

of U.S. wealth is held by the bottom 50% of earners as of 2024. The top 1% holds more than 30%, showing the sharp imbalance in wealth distribution.

Explore Middle-Class Wealth Trends
Gain a deeper understanding of how middle-class wealth is evolving in the United States.
View Middle-Class Wealth Statistics on USAFacts
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